The Longevity Readiness Assessment™

The Assessment is a guided conversation that helps identify strengths, gaps, and possible red flags in your long-life planning. It is designed for people who want to understand how income, taxes, care, family responsibilities, decision-making, and legacy fit together.

The Assessment is not:

• a financial plan;

• an investment recommendation;

• a tax opinion;

• legal advice;

• an insurance recommendation;

• or a substitute for a paid planning engagement.

• Income Security

• Tax Efficiency

• Care Planning

• Family & Support Preparedness

• Legacy Preservation

• Assumption Risk

• Coordination Risk

• Purpose & Vitality Risk

The overlays are a vital component of any comprehensive plan, more essential than ever when projecting for long lives full of contingencies and change.

• At the end of the Assessment, you receive:

  • a preliminary score across the five planning categories;

  • an overall readiness level;

  • possible red flags;

  • a view of Assumption Risk, Coordination Risk, and Purpose & Vitality Risk;

  • and a suggested next step.

  The next step may be no further action, education and follow-up, a limited Longevity Risk Audit, or a more comprehensive Longevity Blueprint.

Professionals, executives, business owners, couples, and individuals:

• approaching retirement;

• recently retired;

• concerned about income;

• concerned about taxes;

• helping aging parents;

• worried about care costs;

• supporting adult children;

• widowed, divorced, remarried, or single;

• no clear successor decision-maker;

• outdated estate documents;

• significant IRA, 401(k), pension, annuity, or real estate assets;

• want to make longer life purposeful and secure.