Advice and guidance that enables you to achieve your goals in an unpredictable future

Successful people tend to be busy and have many irons in the fire. Like you, I place a premium on using time effectively. Setting and achieving long-term goals requires a precise process, accountability, and coordination. A relationship with me is a partnership that helps you crystallize your goals thoroughly and empathetically, and take joint responsibility for putting your plans into effect.

I provide practical, relevant education in a tailored experience that addresses important considerations both in sequence and in a holistic view. I take a comprehensive approach and run stress tests to make sure there are no gaps in your planning. I continue to provide support and reviews long after delivering your plan.

As a lifelong learner and a firm believer in knowledge and experience, I am constantly striving to develop and grow, to provide clients with even better resources and guidance.

I work from a conviction that integrating a variety of solutions for clients, rather than relying on a single type such as investments or insurance, provides the highest probability of success.

My work is guided too by the research conclusions of Kahnemann, Tversky, Thaler, and others in the field of Behavioral Economics. Since I recognize that people do not make perfectly rational choices around money, I do not expect clients to choose any differently from humanity in general. This is the reason all planning must proceed from real personal goals, and present options and alternatives to recommendations made on purely rational grounds.

Integrating guaranteed financial products into a retirement income plan can create more efficient outcomes for both income and legacies--a conclusion suported by rigorous academic study by Dr. Wade Pfau, Prof. Michael Finke, and others at The American College of Financial Services, as well as by tax specialists such as Ed Slott.

Our process

Each person, family, and business has a unique set of goals and values that determine the path they take on their financial journey. While the individual resources and tools we help you implement are customized to your needs, we follow an intentional framework that ensures each aspect of your finances is addressed as we work with you. We'll adjust the process as needed to ensure your financial strategies and solutions suit your needs and goals as you grow. Whatever your vision of success is, here's what you can expect when you work with us.

• 1. Introduction and discovery

All our relationships begin with a brief phone call to help us both determine if we're a good fit for one another. From there, we'll schedule a discovery meeting to discuss your needs and desires in more detail. We'll conduct a qualitative factfinder to help us understand your values and what you want out of life—we'll ask about your hopes, dreams, concerns, and where you'd like your family to be in the future.

• 2. Analysis and recommendations

Once we have a better understanding of who you are, we'll take a closer look at your financial situation. We'll review your financial statements and budget, and we'll conduct a quantitative factfinder that helps us outline your specific goals. From there, we'll recommend strategies to help you meet those goals, protect your assets, and maximize your opportunities. Our objective is to create a comprehensive plan that accounts for a variety of situations so you feel confident managing your assets and income in every phase of life. As we work together, we'll take time to educate you about your strategies so you understand the purpose and value behind each recommendation.

• 3. Implementation and ongoing review

We view our work together as a partnership, and that means we stay by your side for the entire journey. Once we make our recommendations, we help you implement your strategies in your everyday life. We'll communicate regularly to ensure you have everything you need, and whenever you have questions or need to change course, we'll be there to show you the way. Our goal is to provide consistent support, accountability, and guidance so you have freedom and peace of mind to enjoy the life you've created.